Deciding where to invest your money is a big decision and can sometimes be a bit daunting. Use this Risk Profiler to help you better understand how your approach to risk translates to the investment options available to you. (Risk refers to the likelihood of an investment losing value.)

All you need to do is answer the six simple questions on the following page. From there, we will calculate your score and show you the risk profile that best matches your score. We suggest you also read the Member Booklet / Fund Information Fact Sheet to consider which investment option may align to your risk profile. For the SIL Mutual Fund Personal Lump Sum Scheme click here. For the SIL Mutual Fund Employer Lump Sum Scheme click here. To speak to a financial adviser click here to arrange a time for a call back.

To get started, click on the 'Next' button below. First though, please make sure you read the Important Information below.

Important Information

This tool is provided by Mercer (N.Z.) Limited (Mercer), a licensed financial advice provider (FSP42742).  The operation of this tool is governed by Mercer’s Terms and Conditions and Privacy Statement. Mercer’s Risk Profiler tool provides financial advice in respect of the SIL Mutual Fund Personal Lump Sum Scheme and the SIL Mutual Fund Employer Lump Sum Scheme (the Schemes). The tool is general in nature, it doesn’t account for your individual financial circumstances or other investments you have. This tool does not provide advice on any other providers’ products or provide investment planning advice.

The tool is free of charge. Mercer receives income as the administration manager, investment manager and financial advice provider of the Schemes. Mercer is not remunerated by commission or incentives. To manage conflicts, Mercer has a conflict of interest policy and framework in place. The results from the tool are based on your responses to the questions asked. Mercer regularly monitors and reviews the advice provided by this tool to ensure appropriate recommendations for investors.

Information on how to make a complaint and an overview of Mercer’s internal complaints process is available here. Mercer’s website also provides information about the dispute resolution scheme it belongs to. This is a free, independent service that may help investigate or resolve your complaint, if Mercer hasn’t resolved it to your satisfaction. Mercer has duties under the Financial Markets Conduct Act 2013, relating to financial advice, which is available here.